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Financing Options That Fit Your Budget
There’s more than one way to go solar. Whether you want to pay cash, finance through a lender, or lease with no money down, we’ll help you find the right fit.
- 5-Star Rated
- Lifetime Warranty
- Premium Equipment
- Fast Installation
Ways to Pay
Four Ways to Go Solar
Every homeowner’s situation is different. Here are the financing paths we offer, each with its own advantages.
Cash Purchase
Pay upfront, own your system outright, and keep every dollar of savings and incentives. No monthly payments, no interest, and the fastest return on investment.
- No interest or fees
- Full ownership from day one
- Maximum overall savings
- Eligible for all tax incentives
Solar Loan
Finance your system with a low-interest loan through one of our lending partners. You own the system, build equity, and still save on energy from month one.
- You own the system
- Tax incentive eligible
- Fixed monthly payments
- Builds home equity
Solar Lease / PPA
A third-party provider owns and maintains the system on your roof. You pay a fixed monthly rate or per-kilowatt-hour price that’s typically lower than your current electric bill.
- Little to no upfront cost
- Predictable monthly rate
- Maintenance included
- Easy to get started
Prepaid Lease / Prepaid PPA
Pay a one-time upfront amount that’s typically less than the full purchase price. You lock in your energy costs with little to no monthly payment after that.
- One-time payment
- Locked-in energy rate
- Minimal ongoing costs
- Provider handles maintenance
Side by Side
Compare Your Options
Based on a typical 12kW solar system with an estimated cost of $32,000. Actual numbers depend on your home and qualification.
Option
Est. Monthly Cost
Upfront Cost
Notes
Utility Bill (No Solar)
$250 to $350/month
$0
Rates increase every year
Cash Purchase
$0/month
~$32,000
Best overall value
Solar Loan
~$140 to $190/month
$0 down*
Own the system, build equity
Solar Lease / PPA
~$120 to $160/month
$0 down
Provider handles maintenance
Prepaid Lease / PPA
Minimal
One-time payment
Lock in your energy rate
*Solar loan financed amount reflects up to 40% applied instantly for qualified homeowners. Actual payments depend on loan term, rate, and eligibility.
Monthly Cost at a Glance
See how each option stacks up against a typical monthly utility bill.
Utility Bill (No Solar)
$250 to $350/mo
Solar Loan
$140 to $190/mo
Solar Lease / PPA
$120 to $160/mo
Cash Purchase
$0/mo
Our Partners
Financing Partners We Work With
We’ve partnered with trusted lenders and financing providers so you can pick the option that works best for your situation.
Solar Loan Providers
Self Help Federal Credit Union
Salal Credit Union
Wheelhouse Credit Union
Solar Lease / PPA Provider
Prepaid Lease / PPA Providers
Our Pricing Model
Clear Pricing. No Negotiation Games.
We don’t inflate quotes just to make you feel like you’re getting a deal when we “come down.” The price you see is the price everyone gets.
No back-and-forth, no “manager approval” theatrics. There’s nothing to negotiate because we set it up right from the start.
- Same price for everyone
- No inflated quotes
- No artificial discounts
- No pressure tactics
See The Numbers
Example System Breakdown
Here’s how the math works on a 12kW residential solar system. These numbers are for illustration. Your actual structure will depend on your home, energy usage, and qualification.
During your consultation, we walk through your real numbers. You’ll see exactly what your system costs, what’s applied, and what you’ll actually pay.
Example: 12kW Solar System
Standard System Price
$32,000
Up to 40% Applied Instantly
−$12,800
Adjusted Financed Amount
$19,200
- Lower principal
- Lower monthly payment
- Clear, predictable structure
Common Questions
If you don’t see your question here, just ask us during your consultation. We’re happy to walk through the details.
What's the difference between a loan and a lease?
With a loan, you own the system and keep all incentives and equity. With a lease or PPA, a third party owns the system and you pay them a monthly rate for the energy it produces. Loans offer more overall value, while leases are simpler to start.
Is everyone eligible for the 40% instant reduction?
Eligibility depends on credit profile, property type, and system scope. We review this during consultation and give you clear answers upfront.
Can I switch from a lease to owning the system later?
Many lease and PPA agreements include a buyout option. The terms vary by provider, and we can help you understand what your options look like before you sign.
Do I need a certain credit score to qualify for a loan?
Each lending partner has their own requirements. We work with multiple lenders specifically so more homeowners can find a fit. We’ll walk through your options during consultation.
Is pricing negotiable?
No. We use transparent, standardized pricing. Every homeowner gets the same rate for the same system. No guesswork, no wondering if you could have gotten a better deal.
How do I know my monthly payment?
We calculate it based on your specific home during your consultation. You’ll see your actual system size, applied amount, financed balance, and projected monthly payment before making any decision.
Let's Find the Right Fit for Your Home.
- Multiple financing paths.
- Clear pricing.
- Up to 40% applied instantly for qualified homeowners.